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The Rainbow Card Platinum Plus Visa Card
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Bank of America presents The Rainbow Card® Platinum Plus® Visa® Card
- For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
- Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
- No annual fee
- Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
The Rainbow Card® Platinum Plus® Visa® Card features:
Intro APR: 0%
Fee: 3% transaction fee, no less than $10
Rate: Fixed
Rate: 9.99% / 15.99%
Balance Transfer: Yes
Intro Rate: 0%
Intro Term: 12 months
Annual Percentage Rate (APR) Purchases: Platinum 9.99% / Preferred 15.99%
Annual Percentage Rate (APR) Balance Transfers: Intro Rate - 0% for first 12 billing cycles. Goto rate is a fixed rate 0f 9.99% / 15.99%
Balance Transfer Fee: 3% transaction fee, no less than $10 and no max
Annual Fee: None
Additional Cardholders: No Fee
Grace Period: 20 Days (Min.)
Grace Period Terms: At least 20 days from the statement Billing Date (provided you fully paid your New Balance from the previous statement by its Payment Due Date)
Late Payment Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
Over Credit Limit Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1,000, $39 for balances greater than $1,000.
Annual Percentage Rate (APR) for Cash Advances: 19.99%
Cash Advance Fee: 3%, 10 no max
 I want to apply for this credit card
Low Interest Credit Cards More...
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| If your credit card interest rate is over 20% you should definitely seek relief in several ways. One of these ways is to let them know you are thinking of moving to a competitor’s credit card because they are offering a lower rate. They will move promptly to earn your dollars and interest. Let them know how unsatisfied you are about their ability to reduce your percentage rate commensurate with your ability to pay your bill in a timely manner. They will probably put you on hold immediately and speak with a manager to get your rate reduced. |
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