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Bank of America Platinum Plus Visa Card

 
  Bank of America Platinum Plus Visa Card    Start building a solid credit history with

Visa® Platinum Plus®


Value and pricing
  • No annual fee
  • 0% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles†
  • After your introductory APR expires, you will receive a variable APR on purchases, balance transfers, and cash advance checks currently Prime + 2.99% for Platinum Plus® accounts or Prime + 12.99% for Preferred accounts. Please note that you will lose your introductory APR if you exceed your credit limit, close your account or are late with a payment.
  • All payments you make will be applied to lower rate balances first
  • No fees on balance transfers
  • Credit lines as high as $25,000

Platinum Plus benefits


  • Online Banking service***
  • Total Security Protection®, our free package of security features, including zero liability from unauthorized card use if you notify us promptly***
  • Travel and emergency assistance***
  • Automatic auto rental insurance***
  • Purchase Replacement***
  • Purchase Guard***
  • Cash advance checks at no extra charge***
  • Additional cards at no extra charge



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If your credit card interest rate is over 20% you should definitely seek relief in several ways. One of these ways is to let them know you are thinking of moving to a competitor’s credit card because they are offering a lower rate. They will move promptly to earn your dollars and interest. Let them know how unsatisfied you are about their ability to reduce your percentage rate commensurate with your ability to pay your bill in a timely manner. They will probably put you on hold immediately and speak with a manager to get your rate reduced.








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