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TrueEarnings Card from Costco and American Express

 
  TrueEarnings Card from Costco and American Express    Earn true cash back the simple way

TrueEarnings® Card from Costco and American Express


Card features

  • Earn 3% cash back for gasoline.
  • Earn 3% cash back for restaurants.
  • Earn 2%cash back for travel.
  • Earn 1%cash back everywhere else, including Costco.
  • No minimum on how much you have to spend.
  • No limit on what you can earn with the TrueEarnings Card.
  • Cash back earnings accumulates over the course of the year and the total is issued to you in your February billing statement.

The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card

No Annual Fee with your paid Costco Membership
Payment Options

  • Pay over time or pay in full.
  • Grace Period for purchases is up to 20 days, if the previous balance shown on each billing statement is paid in full by each respective due date.



Annual Percentage Rate

  • 0.00% Intro APR for 3 months on purchases made with the Card.
  • For Balance transfers, APR is 1.99% for 6 months when you transfer a balance during the first 30 days of Cardmembership.



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If your credit card interest rate is over 20% you should definitely seek relief in several ways. One of these ways is to let them know you are thinking of moving to a competitor’s credit card because they are offering a lower rate. They will move promptly to earn your dollars and interest. Let them know how unsatisfied you are about their ability to reduce your percentage rate commensurate with your ability to pay your bill in a timely manner. They will probably put you on hold immediately and speak with a manager to get your rate reduced.








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