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Blue Sky from American Express

 
  Blue Sky from American Express    Experience ultimate travel freedom
Enjoy travel rewards free of restrictions and blackout dates - earn points for flights on any airline, stays at any hotel, and car rentals with any company.1 Plus, your points don't expire. You will accrue one (1) point for each U.S. dollar of net purchases (purchases net of any credit adjustment) charged on your Blue Sky Card account. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, fees, and purchase credit adjustments do not earn points.

No annual fee is just the beginning
You decide if you want to pay charges over time or pay in full - and you won't pay any interest on purchases for up to 6 months when you get the Card.

Get rewarded quickly
Start redeeming travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase.2 That's worth up to 33% more than points on most other travel rewards cards. Points can only be redeemed in the form of a statement credit on eligible travel purchases (which are purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites billed to your account and submitted by the merchant using the proper industry, merchant, or product/service code). Redemption requests must be made within 60 days from the closing date shown on the billing statement on which the travel purchase first appears. Points may only be redeemed in increments of 7,500. Each 7,500-point increment is equal to a statement credit of up to $100, up to the amount of the eligible travel purchase. Additional terms and conditions apply.

Powerful shopping
Not only do we watch out for and reimburse fraudulent charges, we can extend the length of the original manufacturer's warranty up to one additional year on your eligible purchases that have U.S. warranties of five years or less.3


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If your credit card interest rate is over 20% you should definitely seek relief in several ways. One of these ways is to let them know you are thinking of moving to a competitor’s credit card because they are offering a lower rate. They will move promptly to earn your dollars and interest. Let them know how unsatisfied you are about their ability to reduce your percentage rate commensurate with your ability to pay your bill in a timely manner. They will probably put you on hold immediately and speak with a manager to get your rate reduced.








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