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Union Plus Credit Card
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Cash Advance Fees: 2% on any advance made by credit card check ($3 minimum); 3% on any advance made by Bonus Check credit card check ($5 minimum); 3% on any other advance ($5 minimum).
Balance Transfer Fee: 3% on any Balance Transfer that posts to your Account after 90 days from your Account open date ($5 minimum). Balance Transfers may not be used to make payments to Household Bank or any other Household, Beneficial or HSBC company.
Late Fee: $29.
Overlimit Fee: $29. Accessing the full amount or most of your available credit may result in an overlimit fee.
1. The variable Member APR will be based on a credit review and applies to credit card purchases and cash advances made by credit card check. If you are no longer a union member in good standing, you are not eligible for this pricing and your Account may be repriced.
2. The Promotional Balance Transfer APR applies to amounts transferred using the Union Plus Bonus Checks posted to your Account within 90 days of your Account opening date. If you fail to make your Minimum Payment in time to be credited to your Account by the Payment Due Date, the APR for all balances at any promotional pricing will increase to the Member APR.
At our discretion, payments are generally applied to interest, fees and then principal balances. We may apply your payments to lower APR balances before higher APR balances. The application of payment is subject to change at any time, without notice.
 I want to apply for this credit card
Low Interest Credit Cards Prev...
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These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay off their card each month and so don't pay any interest. They are more concerned with having a credit card that has no annual fee.
These days, with so much competition between credit card companies, you can get so much more. You can get 0% introductory APRs, free balance transfers, and a whole host of exciting credit card rewards: travel, shopping, even points toward college tuition!
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You see, in exchange for connecting consumers to opportunities to do business with them, credit car companies pay their affiliates a commission. Credit card rewards programs pass most of those commissions on to you. In return, you might enjoy the great deals offered by the rewards program on a regular basis and you may just refer your friends! The bottom line is that with credit card rewards programs you get the best low interest credit card for your needs, a generous cash reward, as well as opportunities to get free merchandise, other cash bonuses and really spectacular discounts and bargains.
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You can redeem your cash reward or free merchandise by simply verifying your reward program account (usually by phone). Soon you will receive your cash bonus or free merchandise and enjoy your new low interest credit card!
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