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Chase +1SM Student MasterCard

 
  Chase +1SM Student MasterCard    Apply now for the new Chase +1 credit card

A custom credit card program that
  • lives on facebook
  • provides essential financial education
  • offers Low Intro APR and No Annual Fee
  • rewards you with Karma Points you can use to get the stuff you want in the Chase +1 store

Annual Percentage Rate (APR) for purchases
A 0% fixed APR for the first 6 billing cycles following the opening of your account. After that, 14.99% variablea or 19.99% variable, depending on our review of your application and credit history.

Variable rate information
The following APRs may vary monthly based on the Prime Rate:
Purchase and Balance Transfer APR: The Prime Rate plus, as applicable, 9.99% or 14.99% for outstanding and new balances after the introductory period.
Cash Advance APR: The Prime Rate plus 15.99%.
Default APR: The Prime Rate plus up to 23.99%.

Grace period for repayment of purchase balances
At least 20 days.


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Low Interest Credit Cards More...

 

If your credit card interest rate is over 20% you should definitely seek relief in several ways. One of these ways is to let them know you are thinking of moving to a competitor’s credit card because they are offering a lower rate. They will move promptly to earn your dollars and interest. Let them know how unsatisfied you are about their ability to reduce your percentage rate commensurate with your ability to pay your bill in a timely manner. They will probably put you on hold immediately and speak with a manager to get your rate reduced.








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