| |
|
|
Platinum Business Credit Card from American Express
|
|
| |
 |
|
Disclosure
The information in this application is accurate as of 02/02/04. This information may have changed after that date.To find out about any changes, please call us at 800-628-2244.
ANNUAL PERCENTAGE RATE FOR PURCHASES: 0%† Introductory APR for 9 months on purchases made with plastic only. Then, the Annual Percentage Rate will be a variable rate equal to the Prime Rate plus a fixed margin ranging from 2.99%, 4.99%, 6.99% , or 9.99%, currently 6.99%, 8.99%, 10.99%, or 13.99% respectively, as determined by us based on our credit evaluation and a number of factors, including size of the credit line.
OTHER ANNUAL PERCENTAGE RATES: BALANCE TRANSFER APR: A fixed APR of 0% for balance transfers made during the first nine months of membership.
CASH ADVANCE APR:
Prime + 14.99%, currently 18.99%.
DEFAULT APR:
Variable Rate of P+15.99% (P+21.99% for cash advances) for defaulted accounts; P+21.99% on all balances for seriously defaulted accounts*.
VARIABLE RATE INFORMATION
Your annual percentage rate (APR) may vary. The rate for Purchases and Balance Transfers is determined by adding 2.99%, 4.99%, 6.99% , 9.99% or 12.99% to the Prime Rate, and the rate for Cash Advances is determined by 14.99% to the Prime Rate.
GRACE PERIOD FOR REPAYMENT OF THE BALANCE FOR PURCHASES:
25 days for purchases if full previous balance is paid by due date.
METHOD OF COMPUTING THE BALANCE FOR PURCHASES: Average daily balance (including new purchases).
ANNUAL FEES: None for Basic and up to two (2) Additional Cards. After the first two, the annual fee for each Additional Card issued to your Account is $10.
MINIMUM FINANCE CHARGE: $0.50.
OTHER FEES: Late Payment Fee: $15 on balances less than $100, $29 on balances of $100 to $1,000, and $35 on balances greater than $1,000. Overlimit fee: $35.
FEE FOR CASH ADVANCES THROUGH EXPRESS CASH: 3% of withdrawal with $5.00 minimum and no maximum. The lines of credit offered with the Platinum Business Credit Card are from $1,000 to $50,000.
 I want to apply for this credit card
Low Interest Credit Cards Prev...
|
|
These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay off their card each month and so don't pay any interest. They are more concerned with having a credit card that has no annual fee.
These days, with so much competition between credit card companies, you can get so much more. You can get 0% introductory APRs, free balance transfers, and a whole host of exciting credit card rewards: travel, shopping, even points toward college tuition!
You get credit card offers in the mail every day. And you do need to make sure that you are using the credit card that is best for you. Instead of sifting through all those credit card offers in the mail, why not go online and check out the incredible offerings of credit card reward programs? In addition to getting the best credit card for you, as well as any perks that come with the card, you will earn a cash reward, just for signing up for your favorite low interest credit card online!
Credit card reward programs allow you to easily view and compare all of the best deals that the major, top of the line companies have to offer. And, when you decide to complete an application, you will receive a cash reward or free merchandise through the reward programs!
You see, in exchange for connecting consumers to opportunities to do business with them, credit car companies pay their affiliates a commission. Credit card rewards programs pass most of those commissions on to you. In return, you might enjoy the great deals offered by the rewards program on a regular basis and you may just refer your friends! The bottom line is that with credit card rewards programs you get the best low interest credit card for your needs, a generous cash reward, as well as opportunities to get free merchandise, other cash bonuses and really spectacular discounts and bargains.
The process is really very simple. You create an account with a rewards program, and in most cases you'll also get a cash bonus just for signing up. That's in addition to the cash reward you get for filling out a credit card application. Once enrolled with the rewards program, you will be able to browse the excellent deals available from well-established credit card companies. As you do so, note the cash reward you will receive as an incentive for signing up. When you make your choice, simply apply online. When you receive your credit card, the rewards program will credit your account for the amount of the cash reward.
You can redeem your cash reward or free merchandise by simply verifying your reward program account (usually by phone). Soon you will receive your cash bonus or free merchandise and enjoy your new low interest credit card!
|
Copyright 2003, Low Interest Credit Cards featuring low apr credit cards
Logo designed by logo design
|
|
